Navneet worked long hours to develop her artisanal soup business—growing from a small food truck to a chain of over three stores across B.C.
As her business expanded, so did her staff—going from just herself to a team of over 15 customer service representatives, in addition to her production crew. Although her brand attracted many job applicants, not many employees stuck around for long. Finally, an exit survey revealed why: top staff were looking for similar work that offered group health and retirement savings benefits.
Attracting top talent can be a challenge—retaining excellent employees is even more difficult. Having group health and retirement benefits gives an advantage over your competitors. It also helps your staff achieve their dreams, while they help you build yours.
Have 10 or fewer employees? The Vancity Member Benefit Plan is designed for small business owners and the self-employed.
Protecting your business
You put long hours into building your business. Our suite of insurance solutions protects your company and its most important assets—your key employees.
Overhead insurance plans
If you were faced with an unexpected illness or disability, could you keep your business running? With Overhead insurance plans, your bills will be paid, even if you cease to bring in business or are unable to work to your full capacity.
Key Person insurance
Beyond insuring business owners, Key Person insurance can protect those who are essential assets to your company. Insuring these employees allows your business to continue to operate, should a staff member become critically ill, disabled, or pass away unexpectedly.
Succession planning for business owners
When you’re busy running your business, retirement might be the furthest thing from your mind. When it’s time to for you to move on, what will happen to the company you’ve built? Our Wealth Protection Specialists can help you put the right plan in place, to ensure a seamless transition.


Group benefits
As a business owner, you know how important it is to attract and retain loyal, long-term employees. Our competitive and affordable Group health and retirement plans allow you to provide your staff increased financial security and extended health coverage.
Popular group plans
- Group life
- Group dental
- Group retirement
Is this right for your business? If you have at least three staff and are willing to make regular contributions, we can help you find a group plan for your small business.
Attract and retain your best employees
Our group retirement plans provide you with:
Tax advantages
Your employer contributions are considered a business expense. You’ll also help your employees reduce and defer their taxes as they build their retirement savings.
Employee communication materials
Employees enrolled in the plan enjoy easy-to-understand educational materials, a website, contact centre, newsletters, and ongoing statements.
Seamless customer support
Vancity Life Insurance Services Ltd. provides the no-stress support you need to answer employee questions through online and toll-free phone services.
A customized solution
You control important aspects of the plan, such as employee eligibility, contribution rates, and investment options—all with minimal administration.