Segregated funds

Segregated funds can be registered (RRSP) or non-registered (Non-RRSP). Segregated and mutual funds both offer investors an opportunity to 'grow' their investment capital (the money they invest), and provide access to professional fund management. Usually, both allow investors to diversify with different fund managers and types.

Segregated fund contracts offer death benefits and maturity guarantees; the segregated fund can be paid directly to your named beneficiary, thus avoiding the cost and complications of probate. By avoiding probate, you keep your financial affairs private and more of your proceeds pass directly to your named beneficiaries.